Loan type
Fix-and-flip loans.
With renovation funds to buy, improve, and prepare for resale.
- Pre-approved in 24 hours
- Funded in 7 days
- No credit score check
- Serviced in-house

What TC looks at.
- 1The propertyApproval is based on the property and its value, with no credit score check.
- 2Your rehab planWhat you plan to fix, what it costs, and how long the work takes.
- 3Your exitHow the loan gets paid off: the sale after the rehab, or a refinance.
What to send.
- Property address
- Purchase price
- Rehab budget
- After-repair value (ARV)
- Timeline
- Under contract or not
- Deals you have done
No personal or financial details needed to start.
[Loan terms from TC]
Placeholder: loan amounts, rates, LTV and LTC go here once TC Lending supplies them.
Questions investors ask.
- No. TC Lending does no credit score check. Approval is based on the property.
- Pre-approved in 24 hours and funded in 7 days. Most clients close in 5 to 7 days.
- Yes. TC’s fix-and-flip loans come with renovation funds to buy, improve, and prepare the property for resale.
- TC services every loan in-house.
- Throughout Washington, from the office in Spokane Valley. TC has also lent in other states, so ask about your deal.
- The deal: address, purchase price, rehab budget, ARV and timeline. The intake never asks for your SSN, credit or bank details.

